What has to be done if claim occurs?

The possibility to file a claim online (menu bar 'CLAIM') helps your customer to exercise his rights quickly and without red tape.
You will find detailed information accordingly within each area below.

Trip cancellation

If your customer is unable to commence his journey, you should cancel immediately and at the same time inform the Eurpäische Service Center (by fax, letter, e-mail or online notification of loss). If your customer is not sure at the moment whether he will be well again at the start of his trip, use the “StornoCheck” service.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • Online Claim Report or Claim Form Cancellation, completed in full; if you are only cancelling a hotel stay, please use the Claim Form for hotel bookings
  • booking confirmation
  • cancellation costs invoice
  • unused travel documents (original)
  • in the event of sickness/accident:detailed medical certificate or accident report (Part C of the Claim form)
  • in the event off illness/accident of a family member who is not a co-traveller: proof of relationship
  • in the event of non-medical reasons for cancellation: the corresponding documentation, e.g.petition for divorce, certificate, death certificate

As each claim is individually different please be advised that further documents may be required as needed.

 

Trip interruption

In the event of sickness/accident please have a detailed medical certificate/accident report made out at the place where your customer has been staying.

To insure quick claim processing, please supply the following documents:

•    proof of insurance
•    Online Claim Report or Claim Form Cancellation, completed in full; if you are only interrupting a hotel stay, please use the Claim Form for hotel bookings
•    booking confirmation
•    receipts concerning the additional return journey costs (e.g. flight rebooking) or
•    confirmation of departure (e.g. by the hotel)
•    documents concerning the event insured against (e.g. detailed medical certificate or accident report of the doctor treating you on site , death certificate)

Travel luggage - Damage or loss

It is essential that your customer obtains written confirmation of the event of damage on site
– for example from the police in the event of theft, or from the transport company (e.g. the airline) in the event of damage during transport. In the event of damage occurring during the flight, please keep your flight tickets including Bag Tag.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • Online Claim Report or Claim Form, completed in full Travel luggage
  • travel documents (booking confirmation, flight tickets,…), which the travel duration (round trip) occupy
  • purchase receipts for items, in the original
  • in the event of theft: Police report in the original
  • in the event of damage: Photo of the damage, or preliminary estimate of costs for repair, or, if repair is impossible or uneconomic, confirmation of this fact
  • in the event of damage/lost during air travel*:
    - flight ticket(s) including baggage identification tag (original)
    - confirmation of notification of damage from the flight company, in the original
    - confirmation from the flight company regarding unsuccessful investigations, in the original (you will receive this confirmation about 4 weeks following notification of the loss to the flight company)

* the information to be provided in respect of air travel applies correspondingly for journeys by ship, coach and rail.

As each claim is individually different please be advised that further documents may be required as needed.

 

Delayed luggage at destination

It is essential that your customer obtains confirmation of the delay from the transport company (e.g. airline) and keep the receipts for the replacement purchases.

To insure quick claim processing, please supply the following documents:

  • proof of insurance
  • Online Claim Report or Claim Form, completed in full Travel luggage
  • travel documents (booking confirmation, flight tickets,…), which the travel duration (round trip) occupy
  • flight ticket (Boarding Pass) including Bag Tag, in the original*
  • confirmation of notification of damage from the flight company, in the original*
  • purchase receipts for replacement purchases, in the original

* the information to be provided in respect of air travel applies correspondingly for journeys by ship, coach and rail.

As each claim is individually different please be advised that further documents may be required as needed.

 

Theft of payment means

If you need an advance payment, please call immediately using the emergency number.

Emergency phone 24 hours a day: +43 1 50 444 00

Theft of documents

If you require assistance in the organisation of replacement documents, please call immediately using the emergency number.

Emergency phone 24 hours a day: +43 1 50 444 00

Missed departure/flight, flight delay and delayed journey home

Customer has to obtain confirmation of the cause of the missed departure/flight or the delayed journey home. Keep the bills for the costs arising in respect of travel, accommodation and meals.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • travel documents (e.g. booking confirmation), which the travel duration (round trip) occupy
  • receipts concerning the costs incurred (e.g. accommodation)
  • evidence of the cause or of the delay

As each claim is individually different please be advised that further documents may be required as needed.

Delayed begin of the booked stay and unscheduled prolonged stay

Customer has to obtain confirmation of the cause – e.g. official confirmation of road closure. Keep the bills for the costs arising for overnight accommodation and meals.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • booking confirmation
  • receipts for overnight accommodation and meals
  • evidence of the cause of the delayed commencement or the involuntary extension

As each claim is individually different please be advised that further documents may be required as needed.

 

Search and rescue

Please ask for a protocol about your rescue by the rescue company. Retain invoices about costs and the protocol of the rescue.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • Online Claim Report or Claim Form, completed in full Medical Services
  • travel documents (booking confirmation, flight tickets,..), proving the duration of the stay (round trip)
  • original invoice about the rescue
  • operation record about the rescue

As each claim is individually different please be advised that further documents may be required as needed.

Outpatient treatment

We will reimburse your customer for the costs, less the social insurance portion. To that end, please send doctors’ and hospital bills to the social insurance organisation as quickly as possible. After the processing of any claims has been completed there, send the documents on to Europäische.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • Online Claim Report or Claim Form, completed in full Medical Services
  • travel documents (booking confirmation, flight tickets,..), proving the duration of the stay (round trip)
  • copy of invoice for treatment costs/medicines plus proof of payment from the health insurance fund or
    original invoice for treatment costs/medicines (costs reimbursement less excess)

As each claim is individually different please be advised that further documents may be required as needed.

 

Medical emergency or inpatient treatment

Please call immediately using the emergency number. We will be happy to advise you and your customer and organise  transport home in an emergency.

Emergency phone 24 hours a day: +43 1 50 444 00

Travel Personal Liability

Your customer should not give any acknowledgement of fault to the injured party, either in the form of written or verbal commitments or payments and inform the Europäische Service Center immediately.

To insure claim processing, please supply the following documents:

  • proof of insurance
  • travel documents (booking confirmation, flight tickets,…), proving the duration of the stay (round trip)
  • detailed description of the circumstances
  • letter of demand by the injured party
  • invoices, preliminary estimation of costs etc.

As each claim is individually different please be advised that further documents may be required as needed.

 

Travel assistance

Please call immediately using the emergency number for the benefits "Assistance in the event of arrest or threatened arrest abroad", "Holiday search message", etc.

Emergency phone 24 hours a day: +43 1 50 444 00