for business travels

Due to the current political and military situation, the sanctions, airspace closures and deactivated payment facilities we currently do not offer insurance for travel to Israel, to Ukraine, Russia or Belarus.
For any trip abroad please inform yourself also about the current country-specific security advices of the Ministry of Foreign Affairs: https://www.bmeia.gv.at/reise-services/laender/
Status 09.10.2023

Depending on the tariff the following persons can be insured:

• Single: applies for certain employees of a company (names required; max. 50 persons per policy)
• Flat rate: applies for all employees of a company (max. 50 employees; max. 750 travel days per year). For companies with more than 50 employees or 750 travel days per year, an individual offer will be prepared on request, to cti@europaeische.at
  The employees are not named in the policy. Employees are self-employed entrepreneurs, managing directors, board members and all employees who are in an ongoing employment relationship with the company during the insurance period. 

It is a precondition for cover that the company is based in Austria or South Tyrol.

Insurance coverage applies worldwide, with the exception of Afghanistan, Belarus, Myanmar (Burma), Iran, Crimea, North Korea, Russia, Syria and Venezuela. 

The insurance covers the first 42 days of every business trip during the agreed insurance period. 

A business trip is deemed to be:

• the company-ordered temporary absence of the insured employee from their place of residence or regular place of work
• the temporary professional absence of the self-employed entrepreneur/managing director/board of directors from their place of residence or place of regular work

Leisure activities undertaken during the business trip are included in the cover. Work-free days which are appended directly before or during or after the business trip at the same place are deemed to be a co-insured part of the business trip, provided the costs in respect of the extended stay and the premature/delayed arrival/departure are entirely paid by the policyholder.

Work journeys by vehicle or on foot at the place of residence, the place where the normal workplace is situated, and between these places or in the context of field work activity are not deemed to be business trips. 

Field work is defined as work performed by the employee predominantly outside the company's registered office. In particular, this includes activities as sales staff, customer service staff, technical service staff, construction workers, lorry drivers, chauffeurs in passenger transport, who mainly perform their activities outside the company's registered office. For these people, please select the tariff “ persons involved in field service activity” under “Variant Single: Certain employees (names required)”.

The insurance cover begins with the leaving of the town of residence or of the place where the normal workplace is situated, and ends with the return to such place, the prior expiry of the insurance or when the maximum insured duration of travel has been attained.

The insurance period is one year. Unless notice of termination is given by one of the contracting partners not later than one month before the expiry of the insurance agreement, the agreement is renewed for a further year.

If you apply for Corporate Travel Insurance via our Internet site, a confirmation of your application will be displayed immediately. You will also receive this confirmation by email within the following few minutes. Following positive processing of your application, in the next few days you will receive your insurance policy by post with scope of benefits, conditions of insurance and emergency card.

If you unexpectedly fall ill during an insured trip, we reimburse the costs of inpatient treatment until we can transport you back to Austria, even if the originally planned end of the trip has already passed.

Please contact our Service Center by email info@europaeische.at or by calling +43 1 317 25 00